For the past 50 years, the stock market has gained an average of about 10% a year. That is the most gain you should expect with your mutual fund investments (actually, after fees and expenses, you would earn less). 2) If stocks stay flat, … You canít plunk down your money like you do with a mutual fund , and passively ignore your investment . The fact that stock options investing takes work discourages most people from even considering an investment in stock options

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